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Housing in Adams County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Adams County averages $828/month for a 2‑bedroom in 2024, compared to the Illinois median of $1,274 and the national median of $1,413. Local renters spend approximately 28% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Adams County FMR Area are $783 for a studio, $866 for 1‑bedroom, $1,136 for 2‑bedroom, $1,416 for 3‑bedroom, and $1,601 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $308 increase for a 2-bedroom in Adams County shows a 37% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Adams County was 3.6% in 2024, compared to Illinois at 5.0% and the national rate of 4.0%.
