Special Interest
Housing in Effingham County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Effingham County averages $733/month for a 2‑bedroom in 2024, compared to the Illinois median of $1,274 and the national median of $1,413. Local renters spend approximately 20% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Effingham County FMR Area are $763 for a studio, $773 for 1‑bedroom, $939 for 2‑bedroom, $1,239 for 3‑bedroom, and $1,420 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $206 increase for a 2-bedroom in Effingham County shows a 28% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Effingham County was 3.8% in 2024, compared to Illinois at 5.0% and the national rate of 4.0%.
