Special Interest
Housing in Caldwell County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Caldwell County averages $767/month for a 2‑bedroom in 2024, compared to the Kentucky median of $967 and the national median of $1,413. Local renters spend approximately 27% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Caldwell County FMR Area are $629 for a studio, $725 for 1‑bedroom, $880 for 2‑bedroom, $1,055 for 3‑bedroom, and $1,228 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $113 increase for a 2-bedroom in Caldwell County shows a 15% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Caldwell County was 4.6% in 2024, compared to Kentucky at 5.1% and the national rate of 4.0%.
