Special Interest
Housing in Garrard County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Garrard County averages $794/month for a 2‑bedroom in 2024, compared to the Kentucky median of $967 and the national median of $1,413. Local renters spend approximately 25% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Garrard County FMR Area are $667 for a studio, $852 for 1‑bedroom, $934 for 2‑bedroom, $1,199 for 3‑bedroom, and $1,333 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $140 increase for a 2-bedroom in Garrard County shows a 18% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Garrard County was 4.9% in 2024, compared to Kentucky at 5.1% and the national rate of 4.0%.
