Special Interest
Housing in Gallatin County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Gallatin County averages $832/month for a 2‑bedroom in 2024, compared to the Kentucky median of $967 and the national median of $1,413. Local renters spend approximately 20% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Gallatin County FMR Area are $1,041 for a studio, $1,142 for 1‑bedroom, $1,470 for 2‑bedroom, $1,940 for 3‑bedroom, and $2,147 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $638 increase for a 2-bedroom in Gallatin County shows a 77% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Gallatin County was 4.9% in 2024, compared to Kentucky at 5.1% and the national rate of 4.0%.
