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Housing in St. Joseph County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in St. Joseph County averages $849/month for a 2‑bedroom in 2024, compared to the Michigan median of $1,129 and the national median of $1,413. Local renters spend approximately 25% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for St. Joseph County FMR Area are $752 for a studio, $809 for 1‑bedroom, $1,062 for 2‑bedroom, $1,438 for 3‑bedroom, and $1,543 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $213 increase for a 2-bedroom in St. Joseph County shows a 25% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for St. Joseph County was 5.0% in 2024, compared to Michigan at 4.7% and the national rate of 4.0%.
