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Special Interest
Housing in Clay County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Clay County averages $1,019/month for a 2‑bedroom in 2024, compared to the Minnesota median of $1,280 and the national median of $1,413. Local renters spend approximately 32% of household income on rent, equal to the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Clay County FMR Area are $822 for a studio, $982 for 1‑bedroom, $1,190 for 2‑bedroom, $1,655 for 3‑bedroom, and $1,996 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $171 increase for a 2-bedroom in Clay County shows a 17% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Clay County was 2.5% in 2024, compared to Minnesota at 3.0% and the national rate of 4.0%.
