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Housing in Smith County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Smith County averages $664/month for a 2‑bedroom in 2024, compared to the Mississippi median of $954 and the national median of $1,413. Local renters spend approximately 21% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Smith County FMR Area are $727 for a studio, $768 for 1‑bedroom, $842 for 2‑bedroom, $1,012 for 3‑bedroom, and $1,118 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $178 increase for a 2-bedroom in Smith County shows a 27% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Smith County was 3.1% in 2024, compared to Mississippi at 3.2% and the national rate of 4.0%.
