Housing in Schenectady County

The inside story on rent prices
Source: US Census Bureau - ACS 5 Yr 2024

Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.

Rent in Schenectady County averages $1,194/month for a 2‑bedroom in 2024, compared to the New York median of $1,621 and the national median of $1,413. Local renters spend approximately 33% of household income on rent, above the national average of 32%.

HUD 2026 50th Percentile Rent Estimates for Schenectady County FMR Area are $1,328 for a studio, $1,545 for 1‑bedroom, $1,856 for 2‑bedroom, $2,225 for 3‑bedroom, and $2,457 for 4‑bedroom.

HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $662 increase for a 2-bedroom in Schenectady County shows a 55% rise over that period.

The U.S. Bureau of Labor Statistics annual unemployment rate for Schenectady County was 3.7% in 2024, compared to New York at 4.3% and the national rate of 4.0%.

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Towns near Schenectady

City
County
State
Miles
Schenectady
NY
0.0
Schenectady
NY
3.1
Schenectady
NY
4.9
Schenectady
NY
7.0
Schenectady
NY
8.9
Montgomery
NY
10.4
Montgomery
NY
12.2
Schenectady
NY
13.5
Schenectady
NY
14.2
Montgomery
NY
14.5
Montgomery
NY
14.6
Fulton
NY
16.0
Montgomery
NY
16.2
Montgomery
NY
16.8
Montgomery
NY
18.7
Fulton
NY
21.1
Montgomery
NY
21.5
Fulton
NY
21.5
Montgomery
NY
22.0
Fulton
NY
22.1
Montgomery
NY
23.5
Fulton
NY
29.3
Montgomery
NY
29.5
Montgomery
NY
30.6
Montgomery
NY
31.7
Montgomery
NY
33.2
Fulton
NY
34.2
Montgomery
NY
34.4
Fulton
NY
40.3

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