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Housing in Payne County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Payne County averages $917/month for a 2‑bedroom in 2024, compared to the Oklahoma median of $1,014 and the national median of $1,413. Local renters spend approximately 35% of household income on rent, above the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Payne County FMR Area are $831 for a studio, $897 for 1‑bedroom, $1,097 for 2‑bedroom, $1,526 for 3‑bedroom, and $1,662 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $180 increase for a 2-bedroom in Payne County shows a 20% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Payne County was 3.2% in 2024, compared to Oklahoma at 3.3% and the national rate of 4.0%.
