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Housing in Shelby County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Shelby County averages $1,401/month for a 2‑bedroom in 2024, compared to the Alabama median of $1,007 and the national median of $1,413. Local renters spend approximately 29% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Shelby County FMR Area are $1,121 for a studio, $1,265 for 1‑bedroom, $1,387 for 2‑bedroom, $1,735 for 3‑bedroom, and $1,973 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $14 decrease for a 2-bedroom in Shelby County shows a 1% decline over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Shelby County was 2.4% in 2024, compared to Alabama at 3.1% and the national rate of 4.0%.
