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Housing in Putnam County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Putnam County averages $884/month for a 2‑bedroom in 2024, compared to the Indiana median of $1,062 and the national median of $1,413. Local renters spend approximately 31% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Putnam County FMR Area are $776 for a studio, $887 for 1‑bedroom, $1,083 for 2‑bedroom, $1,462 for 3‑bedroom, and $1,718 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $199 increase for a 2-bedroom in Putnam County shows a 23% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Putnam County was 4.1% in 2024, compared to Indiana at 4.2% and the national rate of 4.0%.
