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Housing in St. Mary's County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in St. Mary's County averages $1,747/month for a 2‑bedroom in 2024, compared to the Maryland median of $1,705 and the national median of $1,413. Local renters spend approximately 30% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for St. Mary's County FMR Area are $1,495 for a studio, $1,793 for 1‑bedroom, $1,965 for 2‑bedroom, $2,427 for 3‑bedroom, and $3,097 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $218 increase for a 2-bedroom in St. Mary's County shows a 12% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for St. Mary's County was 2.7% in 2024, compared to Maryland at 3.0% and the national rate of 4.0%.
