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Housing in Frederick County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Frederick County averages $1,774/month for a 2‑bedroom in 2024, compared to the Maryland median of $1,705 and the national median of $1,413. Local renters spend approximately 30% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Frederick County FMR Area are $2,111 for a studio, $2,177 for 1‑bedroom, $2,427 for 2‑bedroom, $3,063 for 3‑bedroom, and $3,601 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $653 increase for a 2-bedroom in Frederick County shows a 37% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Frederick County was 2.6% in 2024, compared to Maryland at 3.0% and the national rate of 4.0%.
