Special Interest
Housing in Putnam County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Putnam County averages $908/month for a 2‑bedroom in 2024, compared to the Tennessee median of $1,189 and the national median of $1,413. Local renters spend approximately 30% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Putnam County FMR Area are $794 for a studio, $864 for 1‑bedroom, $1,071 for 2‑bedroom, $1,488 for 3‑bedroom, and $1,644 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $163 increase for a 2-bedroom in Putnam County shows a 18% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Putnam County was 3.4% in 2024, compared to Tennessee at 3.4% and the national rate of 4.0%.









