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Housing in Hamilton County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Hamilton County averages $1,253/month for a 2‑bedroom in 2024, compared to the Tennessee median of $1,189 and the national median of $1,413. Local renters spend approximately 30% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Hamilton County FMR Area are $1,336 for a studio, $1,394 for 1‑bedroom, $1,534 for 2‑bedroom, $1,913 for 3‑bedroom, and $2,044 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $281 increase for a 2-bedroom in Hamilton County shows a 22% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Hamilton County was 3.2% in 2024, compared to Tennessee at 3.4% and the national rate of 4.0%.
