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Housing in Clay County
Both Census and HUD figures represent gross rent — contract rent plus estimated utility costs for electricity, heat, water, and sewer.
Rent in Clay County averages $811/month for a 2‑bedroom in 2024, compared to the Texas median of $1,403 and the national median of $1,413. Local renters spend approximately 19% of household income on rent, below the national average of 32%.
HUD 2026 50th Percentile Rent Estimates for Clay County FMR Area are $874 for a studio, $973 for 1‑bedroom, $1,195 for 2‑bedroom, $1,634 for 3‑bedroom, and $1,850 for 4‑bedroom.
HUD 2026 Rent Estimates reflect market movement since 2024 Census data — a $384 increase for a 2-bedroom in Clay County shows a 47% rise over that period.
The U.S. Bureau of Labor Statistics annual unemployment rate for Clay County was 3.7% in 2024, compared to Texas at 4.1% and the national rate of 4.0%.
