Housing in Smith County
Almost half of renters in the United States pay 1/3 or more of their monthly income for rent (third column above). Compare that with rent in Smith County and Texas in the first two columns. The optimal rent to household income ratio is 25% to 28% or less. When you pay more than 30% of your income towards rent, your ability to pay for food, transportation, health care, education, and savings becomes increasingly difficult.
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